Pension Assets

Pensions can be valuable assets within a marriage, but are often among the least understood. They can feel abstract or distant, particularly where they have been built up over a long period of time, or managed entirely by one spouse. 

 

There are a variety of types of schemes - for example, public sector schemes including NHS, Police, Teachers’ or Armed Forces, as well as SIPPS and SSASs - all of which are governed by their own rules and structures. 

 

Understanding what pensions exist, how they are valued, and how they fit within the wider financial picture is an important part of the separation process. Different schemes can be treated in different ways, and decisions made now may have implications long into the future.

 

With clear, structured advice, we help you navigate these issues in order to identify the solution that best reflects your priorities and supports your long-term goals.